Personal Loans

1. Easy Access to SalarY (EASY) Loan Program

EASY Program is a multi-purpose loan package especially designed for working individuals.

2. Express Credit (EC) Loan Program

EASY Program provides fast and short-term multi-purpose loan packages to regular employees of accredited employers through salary deduction scheme.

What are the advantages of EC Program?

• Fast fund release (1 day approval)
• Low interest rates (at 1.5% per month add-on)
• Convenient mode of payment (via salary deduction)

How to be an accredited EC partner employer?

• Registered company with at least 3 years in operation
• With at least 30 employees
• Business location within NCR

How EC works?

1. Employer accreditation
2. MOA signing
3. HR onboarding
4. Employee availment

3. Travel Assistance Loan (TAL)

Provides funds for travel-related financial requirements including purchase of airline tickets, hotel accommodation, tour packages, and visa application.

Personal Loan Requirements:

• Completely filled-out application form (click here)
• 1 piece 2 x 2 ID picture
• Company ID and another government issued valid ID
• Latest 3 months payslip
• Latest 3 months bank statements of payroll account
• Current (not older than 2 months) utility billing statement for residence (i.e. electricity, water, telephone, etc.)