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Personal Loans

1. Easy Access to SalarY (EASY) Loan Program

EASY Program is a multi-purpose loan package especially designed for working individuals.

2. Express Credit (EC) Loan Program

EASY Program provides fast and short-term multi-purpose loan packages to regular employees of accredited employers through salary deduction scheme.

What are the advantages of EC Program?

  • Fast fund release (1 day approval)
  • Low interest rates (at 1.5% per month add-on)
  • Convenient mode of payment (via salary deduction)

How to be an accredited EC partner employer?

  • Registered company with at least 3 years in operation
  • With at least 30 employees
  • Business location within NCR

How EC works?

  1. Employer accreditation
  2. MOA signing
  3. HR onboarding
  4. Employee availment

3. Travel Assistance Loan (TAL)

Provides funds for travel-related financial requirements including purchase of airline tickets, hotel accommodation, tour packages, and visa application.

Personal Loan Requirements:

  • Completely filled-out application form (click here)
  • 1 piece 2 x 2 ID picture
  • Company ID and another government issued valid ID
  • Latest 3 months payslip
  • Latest 3 months bank statements of payroll account
  • Current (not older than 2 months) utility billing statement for residence (i.e. electricity, water, telephone, etc.)

Frequently Asked Questions

You can apply for a loan in two ways:

One is by filling out the application form on this site, and then visit our office to submit the necessary requirements.

Another way is to visit any of our office nearest you and we will assist you with the application process.

For Self-Employed Individuals

Your business must be operational for a minimum of one (1) year and you should have a checking account (CA) that has been active for at least six (6) months. See required documents here.

Employed Individuals

You must be duly employed in the private sector for at least two (2) years and your salary from current employer must be via a payroll account in a reputable bank. See required documents here.

The interest rate may vary depending on the loan amount as well as term length. This is subject to the approval of the credit committee. We welcome interested applicants to submit an application and to sit down with us to discuss this further.

Yes, but this is subject to certain conditions.

Processing may take up to 7 business days upon receipt of complete application documents.

We will contact you as soon as it has been approved! You will also receive the result of your application via email.

Loan payments can be done via GCash and via cash deposits and online transfers through our partner banks.

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