1. Accredited Contractor Financing (ACF)
ACF is a financial solution for project financing and other business use, offered to accredited contractors, subcontractors, and service providers of known private corporations in the country.
ACF helps a company become more competitive and profitable by:
- Providing ready working capital for project mobilization, inventory purchase, payroll budget and other business needs
- Ensuring smooth business operation by having continuous delivery of services
- Strengthening business relationships with its customers
Who can apply for ACF?
- Accredited contractor of top companies for at least 2 years
- Registered business operating for at least 3 years
- With good credit and business reputation
- With equity of at least P500,000
What are the loan terms?
- Minimum loan amount of P300,000 and maximum of P10,000,000
- Payable within 3 to 12 months
- Interest rate based on prevailing market rates
2. MSME Loan
MSME Loan is offered to micro, small, and medium enterprises (MSMEs) to
- bridge their working capital requirements through a Short-Term Loan (STL); or
- help them in their expansion or fixed assets acquisition through a Term Loan (TL)
Who can apply for MSME Loan?
- Registered business operating for at least 1 year
- With good credit and business reputation
- With equity of at least P200,000
What are the loan terms?
A. For Short Term-Loan
- Minimum loan amount of P50,000 and maximum of P5,000,0000
- Payable within 3 to 12 months
- Interest rate based on prevailing market rates
B. For Term-Loan
- Minimum loan amount of P50,000 and maximum of P10,000,0000
- Payable within 24 months to 60 months
Loan Purpose for Short-Term Loan (STL)
- Purchase order financing
- Receivable financing
- Project financing
- Inventory financing
- Importation financing
- Other working capital needs
Loan Purpose for Term Loan (TL)
- Branch expansion
- Equipment financing
- Vehicle financing
- Inventory financing
- Agri-equipment financing
- Real estate financing
3. Environment and Conservation Financing (ECO Financing)
ECO Financing is a financial solution for select companies offering to and customers requiring green or clean technology and environment-friendly products and services from known private corporations. This offers fast and convenient financial solution for their project financing and other working capital needs.
Who can apply for ECO Financing?
- With profitable business operation for at least 3 years
- Service provider of select top companies for at least 2 years
- With equity of at least P1,000,000
- With good credit and business reputation
What are the loan terms?
- Minimum loan amount of P500,000 and maximum of P10,000,000
- Payable within 12 months or longer depending on the nature of project
- Interest rate based on prevailing market rates